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Protection

Safeguard your home and loved ones with a tailored protection policy.

Excellence Financial’s specialists offer tailored coverage to ensure your mortgage payments, your income, your lives, and your buildings are protected in life’s unexpected moments. 

Ready to take the first step?

Protecting your home and your loved ones is essential. Protection policies offers you peace of mind, ensuring that your mortgage payments are covered in unexpected situations like job loss, illness, or death. Speak to our protection specialists at Excellence Financial to ensure you have peace of mind that you are correctly insured.

Life Insurance

Coverage

  • Pays out a lump sum to your beneficiaries in the event of your death.
  • Ensures your mortgage is paid off, preventing financial hardship for your family.
  • Can be used to cover other debts or financial obligations.
  • Provides peace of mind, knowing your loved ones are protected.

Critical Illness Cover

Coverage

  • Pays a tax free lump sum if you’re diagnosed with a specified serious illness (e.g. cancer or heart attack)
  • Helps cover mortgage payments and additional costs during treatment and recovery.
  • Can be used for medical expenses not covered by insurance.
  • Offers financial support during a challenging time, reducing stress and allowing you time to recover.

Income Protection Insurance

Coverage

  • Replaces a portion of your income if you're unable to work due to illness or injury.
  • Ensures you can continue to make mortgage payments during periods of incapacity.
  • Can cover a long-term illness or disability, providing ongoing support.
  • Offers flexible coverage options tailored to your specific needs.

Mortgage Payment Protection Insurance (MPPI)

Coverage

  • Covers your mortgage payments if you can't work due to accident, sickness, or unemployment.
  • Typically pays out for a set period, such as 12 or 24 months.
  • Provides a financial cushion during job transitions.
  • Helps maintain your credit rating by enabling you to continue to make your mortgage payments.

Buildings Insurance

Coverage

  • Protects the structure of your home against risks like fire, floods, and subsidence.
  • Required by mortgage lenders as a condition of the mortgage.
  • Can cover additional structures like garages and sheds.
  • Often includes liability protection in case someone is injured on your property.

Get a Quote

Looking for a personalised mortgage solution? Excellence Financial is here to help. Contact us today for a no-obligation quote and take the first step toward achieving your goals!

  • The Officers Mess Business Centre, Duxford, Cambridge, CB22 4QH.
  • 01223 652888
  • info@exf-mortgages.co.uk

Excellence Financial is your trusted partner for personalised mortgage solutions. We simplify the journey to homeownership with expert advice tailored to your needs

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Contact Us

  • 01223 652888
  • info@exf-mortgages.co.uk
  • Mon to Sat
  • 9:00 am to 18:30 pm

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Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Excellence Financial Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority.
Registered Address: Excellence Financial Limited, The Sycamores, 43 Kneesworth Street, Royston, Herts, SG8 5AB, England & Wales. Company registration number: 09210599
There may be a fee for mortgage advice. The exact amount will depend on your circumstances, but will not exceed £499. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
  • © Excellence Financial. All Rights Reserved

Get a Quote

Looking for a personalized mortgage solution? Excellence Financial is here to help. Contact us today for a no-obligation quote and take the first step toward achieving your goals!
  • Offices in the Officers Mess Business Centre, Duxford, Cambridge.
  • 01223 652888
  • info@exf-mortgages.co.uk
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