First Time Buyers

Risk Warning

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Buying your first home is an exciting milestone, but it can also be overwhelming if you don’t
know where to start. Our first-time buyer services are designed to make the process smooth
and stress-free for you, right from the start. We provide expert advice, help you to understand how much you can
borrow and the options available to you, and find the most suitable mortgage deals tailored to you.

Why Choose Excellence Financial?

Your Local Mortgage Advisors in Cambridge
Expert guidance through every step
Access to exclusive first-time buyer deals
Help with understanding mortgage terms and conditions
Support with the legal process

Steps to Homeownership

Initial Consultation

We’ll ask you about your financial situation and homeownership goals, and show you what you can be done.

Pre-Approval

We get you pre-approved for a mortgage, to know your budget and know what property prices you can afford to go up to.

Home Hunting

The exciting part! Find your dream home with confidence, knowing we
have calculated exactly what you can do.

Final Approval

We complete the mortgage application and secure your mortgage with the lender. After your mortgage has been approved, if rates then reduce we will amend your mortgage to the lower rate for you.

Get a Quote

Looking for a personalised mortgage solution? Excellence Financial is here to help. Contact us today for a no-obligation quote and take the first step toward achieving your goals!

Risk Warning